AIA - Jana Baker Agency
  • Commercial Insurance
  • Garage Liability
  • Auto Dealer Comprehensive Liability
  • Dealers Open Lot
  • Surety & Fidelity Bonds
  • Title Bonds
  • Master Dealer Bonds
  • Probate Bonds
  • Commercial Property
  • Lessor Risk
  • Builders Risk
  • House Flippers
  • Investor Portfolios
  • Homeowner & Condo Associations
  • Property Management
  • Emergency Vehicles
  • Commercial Auto Insurance
  • Commercial Insurance
  • Garage Liability
  • Auto Dealer Comprehensive Liability
  • Dealers Open Lot
  • Surety & Fidelity Bonds
  • Title Bonds
  • Master Dealer Bonds
  • Probate Bonds
  • Commercial Property
  • Lessor Risk
  • Builders Risk
  • House Flippers
  • Investor Portfolios
  • Homeowner & Condo Associations
  • Property Management
  • Emergency Vehicles
  • Commercial Auto Insurance
AIA - Jana Baker Agency

We can design Investor Portfolios Insurance to fit your needs & budget

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Understanding Portfolio InsurancePortfolio insurance is a hedging technique frequently used by institutional investors when the market direction is uncertain or volatile. Short selling index futures can offset any downturns, but it also hinders any gains. This hedging technique is a favorite of institutional investors when market conditions are uncertain or abnormally volatile. 
This investment strategy uses financial instruments, such as equities, debts, and derivatives, combined in such a way that protects against downside risk. It is a dynamic hedging strategy that emphasizes buying and selling securities periodically to maintain a limit of the portfolio value. The workings of this portfolio insurance strategy are driven by buying index put options. It can also be done by using listed index options. Hayne Leland and Mark Rubinstein invented the technique in 1976 and it is often associated with the Oct. 19, 1987, stock market crash.
Portfolio insurance is also an insurance product available from the SIPC that provides brokerage customers up to $500,000 coverage for cash and securities held by a firm. The SIPC was created as a non-profit membership corporation under the Securities Investor Protection Act. The SIPC oversees the liquidation of member broker-dealers that close when market conditions render a broker-dealer bankrupt or put them in serious financial trouble, and customer assets are missing.
In a liquidation under the Securities Investor Protection Act, SIPC and a court-appointed trustee work to return customers’ securities and cash as quickly as possible. Within limits, SIPC expedites the return of missing customer property by protecting each customer up to $500,000 for securities and cash (including a $250,000 limit for cash only).

Our Promise to You

Our agency makes sure our customers receive the best possible price, with full attention to the amount and type of coverage they are provided. We refuse to allow our customers to be insured with a second-rate insurance company that may not always provide the best in claims or service, or may tend to offer future rate increases that are unreasonable.

We are dedicated to providing our customers with insurance to meet every need using only the best rated companies along with our years of experience. This combination works very well for our customers and we appreciate each one.
Jana Baker, Agent
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Jana Baker, Agent
   Alabama Insurance Agency          
   2244 Center Point Parkway, Ste 201
   Birmingham, AL 35215
   205-829-1288

   jana@alinsagency.com
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